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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,525 | $159,978-20.3% | $147,041-13.3% | $145,978-12.6% |
| Participation rate | 76.2% | 84.0%-7.8pp | 82.2%-6.0pp | 80.3%-4.1pp |
| Annual return | 13.36% | 98.36%-85.0pp | 419.21%-405.8pp | 550.52%-537.2pp |
| Employer contribution / active EE | $3,671 | $5,288-30.6% | $4,935-25.6% | $4,662-21.3% |
| Participant deferral / active EE | $10,847 | $8,429+28.7% | $8,071+34.4% | $6,690+62.2% |
| Admin fee / account holder | $1,631 | $15,053-89.2% | $13,006-87.5% | $13,400-87.8% |