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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,924 | $156,398-46.3% | $147,318-43.0% | $138,895-39.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 19.26% | 78.75%-59.5pp | 70.43%-51.2pp | 145.39%-126.1pp |
| Employer contribution / active EE | $2,462 | $4,853-49.3% | $4,593-46.4% | $4,194-41.3% |
| Participant deferral / active EE | $8,436 | $8,237+2.4% | $7,906+6.7% | $6,396+31.9% |
| Admin fee / account holder | $3,992 | $14,976-73.3% | $13,708-70.9% | $12,562-68.2% |