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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,707 | $183,592-58.8% | $155,567-51.3% | $145,959-48.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 16.28% | 61.24%-45.0pp | 64.74%-48.5pp | 561.95%-545.7pp |
| Employer contribution / active EE | $1,757 | $5,315-66.9% | $4,674-62.4% | $4,661-62.3% |
| Participant deferral / active EE | $10,105 | $6,464+56.3% | $5,628+79.6% | $6,689+51.1% |
| Admin fee / account holder | $1,113 | $19,318-94.2% | $15,916-93.0% | $13,398-91.7% |