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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,241 | $71,215-54.7% | $93,696-65.6% | $80,935-60.2% |
| Participation rate | 72.7% | 60.4%+12.3pp | 68.7%+4.0pp | 67.7%+5.1pp |
| Annual return | 8.38% | 11.27%-2.9pp | 133.74%-125.4pp | 35.66%-27.3pp |
| Employer contribution / active EE | $440 | $1,565-71.9% | $2,422-81.8% | $2,757-84.0% |
| Participant deferral / active EE | $3,946 | $4,037-2.2% | $4,417-10.7% | $4,299-8.2% |
| Admin fee / account holder | $11,784 | $6,958+69.4% | $8,287+42.2% | $6,924+70.2% |