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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,664 | $100,139-13.5% | $85,187+1.7% | $145,884-40.6% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 15.68% | 84.15%-68.5pp | 66.67%-51.0pp | 551.85%-536.2pp |
| Employer contribution / active EE | $2,100 | $3,238-35.1% | $2,732-23.1% | $4,662-55.0% |
| Participant deferral / active EE | $3,812 | $5,296-28.0% | $4,525-15.7% | $6,690-43.0% |
| Admin fee / account holder | $781 | $7,262-89.2% | $6,162-87.3% | $13,392-94.2% |