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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,322 | $154,228+10.4% | $145,433+17.1% | $137,256+24.1% |
| Participation rate | 50.0% | 83.8%-33.8pp | 82.1%-32.1pp | 80.0%-30.0pp |
| Annual return | 17.80% | 74.59%-56.8pp | 66.58%-48.8pp | 220.34%-202.5pp |
| Employer contribution / active EE | $1,891 | $4,804-60.6% | $4,554-58.5% | $4,156-54.5% |
| Participant deferral / active EE | $6,858 | $8,216-16.5% | $7,897-13.2% | $6,407+7.0% |
| Admin fee / account holder | $12,907 | $14,344-10.0% | $13,129-1.7% | $12,270+5.2% |