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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,099 | $100,262-61.0% | $81,370-51.9% | $145,897-73.2% |
| Participation rate | 54.5% | 74.3%-19.7pp | 69.5%-15.0pp | 80.3%-25.8pp |
| Annual return | 11.58% | 34.52%-22.9pp | 24.85%-13.3pp | 552.29%-540.7pp |
| Employer contribution / active EE | $0 | $2,979-100.0% | $2,464-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $1,308 | $4,612-71.6% | $3,885-66.3% | $6,689-80.5% |
| Admin fee / account holder | $24,815 | $8,163+204.0% | $5,749+331.6% | $13,390+85.3% |