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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,099 | $100,147-61.0% | $81,286-51.9% | $145,877-73.2% |
| Participation rate | 54.5% | 74.2%-19.7pp | 69.5%-15.0pp | 80.3%-25.8pp |
| Annual return | 11.58% | 34.44%-22.9pp | 24.80%-13.2pp | 551.28%-539.7pp |
| Employer contribution / active EE | $0 | $2,977-100.0% | $2,463-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $1,308 | $4,607-71.6% | $3,883-66.3% | $6,691-80.5% |
| Admin fee / account holder | $24,815 | $8,201+202.6% | $5,764+330.5% | $13,402+85.2% |