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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,099 | $100,004-60.9% | $81,438-52.0% | $145,959-73.2% |
| Participation rate | 54.5% | 74.2%-19.6pp | 69.5%-15.0pp | 80.3%-25.7pp |
| Annual return | 11.58% | 34.34%-22.8pp | 24.74%-13.2pp | 561.95%-550.4pp |
| Employer contribution / active EE | $0 | $2,970-100.0% | $2,460-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $1,308 | $4,603-71.6% | $3,883-66.3% | $6,689-80.5% |
| Admin fee / account holder | $24,815 | $8,202+202.6% | $5,764+330.5% | $13,398+85.2% |