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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,937 | $161,352-91.4% | $134,172-89.6% | $137,256-89.8% |
| Participation rate | 57.1% | 78.3%-21.1pp | 72.5%-15.3pp | 80.0%-22.8pp |
| Annual return | 20.91% | 28.72%-7.8pp | 25.30%-4.4pp | 220.34%-199.4pp |
| Employer contribution / active EE | $1,061 | $4,099-74.1% | $3,420-69.0% | $4,156-74.5% |
| Participant deferral / active EE | $1,326 | $5,552-76.1% | $4,690-71.7% | $6,407-79.3% |
| Admin fee / account holder | $80 | $15,028-99.5% | $12,016-99.3% | $12,270-99.3% |