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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,376 | $88,778+58.1% | $81,844+71.5% | $145,884-3.8% |
| Participation rate | 85.7% | 75.1%+10.6pp | 72.4%+13.3pp | 80.3%+5.4pp |
| Annual return | 14.20% | 1033.03%-1018.8pp | 778.87%-764.7pp | 551.85%-537.6pp |
| Employer contribution / active EE | $2,948 | $3,087-4.5% | $2,916+1.1% | $4,662-36.8% |
| Participant deferral / active EE | $5,785 | $4,648+24.4% | $4,323+33.8% | $6,690-13.5% |
| Admin fee / account holder | $1,678 | $8,430-80.1% | $7,355-77.2% | $13,392-87.5% |