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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,249 | $58,848+133.2% | $88,179+55.6% | $82,637+66.1% |
| Participation rate | 74.2% | 57.9%+16.3pp | 69.1%+5.1pp | 68.1%+6.1pp |
| Annual return | 11.14% | 22.76%-11.6pp | 64.97%-53.8pp | 53.51%-42.4pp |
| Employer contribution / active EE | $813 | $1,678-51.6% | $2,549-68.1% | $2,552-68.1% |
| Participant deferral / active EE | $6,298 | $3,124+101.6% | $4,614+36.5% | $4,126+52.6% |
| Admin fee / account holder | $16,100 | $4,795+235.7% | $7,673+109.8% | $7,339+119.4% |