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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,249 | $58,057+136.4% | $97,032+41.4% | $86,983+57.8% |
| Participation rate | 74.2% | 60.4%+13.8pp | 71.6%+2.6pp | 69.5%+4.7pp |
| Annual return | 11.14% | 22.26%-11.1pp | 35.38%-24.2pp | 25.83%-14.7pp |
| Employer contribution / active EE | $813 | $1,663-51.1% | $2,629-69.1% | $2,584-68.5% |
| Participant deferral / active EE | $6,298 | $3,244+94.1% | $4,672+34.8% | $4,194+50.2% |
| Admin fee / account holder | $16,100 | $4,839+232.7% | $9,418+71.0% | $7,856+104.9% |