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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,578 | $55,889+19.1% | $76,119-12.5% | $80,935-17.7% |
| Participation rate | 66.7% | 62.1%+4.6pp | 69.1%-2.4pp | 67.7%-1.0pp |
| Annual return | 12.91% | 20.58%-7.7pp | 361.25%-348.3pp | 35.66%-22.8pp |
| Employer contribution / active EE | $2,971 | $1,866+59.2% | $2,693+10.3% | $2,757+7.8% |
| Participant deferral / active EE | $4,135 | $3,051+35.5% | $4,259-2.9% | $4,299-3.8% |
| Admin fee / account holder | $19,766 | $5,241+277.1% | $6,421+207.8% | $6,924+185.5% |