Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,164 | $75,541-20.4% | $152,093-60.4% | $82,637-27.2% |
| Participation rate | 64.0% | 66.5%-2.5pp | 77.8%-13.8pp | 68.1%-4.1pp |
| Annual return | 12.83% | 32.56%-19.7pp | 66.36%-53.5pp | 53.51%-40.7pp |
| Employer contribution / active EE | $940 | $2,622-64.1% | $4,175-77.5% | $2,552-63.2% |
| Participant deferral / active EE | $1,668 | $3,206-48.0% | $5,451-69.4% | $4,126-59.6% |
| Admin fee / account holder | $3,098 | $6,405-51.6% | $14,497-78.6% | $7,339-57.8% |