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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,751 | $134,817-25.3% | $123,973-18.7% | $155,188-35.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 10.41% | 515.49%-505.1pp | 388.13%-377.7pp | 148.84%-138.4pp |
| Employer contribution / active EE | $17,824 | $4,425+302.8% | $4,126+332.0% | $4,248+319.6% |
| Participant deferral / active EE | $17,635 | $5,706+209.0% | $5,247+236.1% | $6,531+170.0% |
| Admin fee / account holder | $13,888 | $13,245+4.8% | $11,799+17.7% | $14,480-4.1% |