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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,965 | $174,379+33.6% | $152,093+53.2% | $138,895+67.7% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 3.80% | 74.86%-71.1pp | 66.36%-62.6pp | 145.39%-141.6pp |
| Employer contribution / active EE | $5,654 | $4,652+21.5% | $4,175+35.4% | $4,194+34.8% |
| Participant deferral / active EE | $8,097 | $6,159+31.5% | $5,451+48.5% | $6,396+26.6% |
| Admin fee / account holder | $24,768 | $16,880+46.7% | $14,497+70.9% | $12,562+97.2% |