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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,172 | $76,522-76.3% | $56,033-67.6% | $145,884-87.5% |
| Participation rate | 45.8% | 63.2%-17.4pp | 52.5%-6.7pp | 80.3%-34.5pp |
| Annual return | 10.79% | 3014.28%-3003.5pp | 1711.38%-1700.6pp | 551.85%-541.1pp |
| Employer contribution / active EE | $546 | $1,382-60.5% | $1,041-47.6% | $4,662-88.3% |
| Participant deferral / active EE | $1,021 | $2,624-61.1% | $1,954-47.8% | $6,690-84.7% |
| Admin fee / account holder | $345 | $3,328-89.6% | $2,827-87.8% | $13,392-97.4% |