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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,172 | $76,634-76.3% | $56,054-67.6% | $145,978-87.6% |
| Participation rate | 45.8% | 63.2%-17.4pp | 52.5%-6.6pp | 80.3%-34.5pp |
| Annual return | 10.79% | 3004.33%-2993.5pp | 1705.95%-1695.2pp | 550.52%-539.7pp |
| Employer contribution / active EE | $546 | $1,380-60.5% | $1,039-47.5% | $4,662-88.3% |
| Participant deferral / active EE | $1,021 | $2,622-61.1% | $1,952-47.7% | $6,690-84.7% |
| Admin fee / account holder | $345 | $3,321-89.6% | $2,822-87.8% | $13,400-97.4% |