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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,985 | $111,535+85.6% | $105,223+96.7% | $137,256+50.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 14.97% | 237.85%-222.9pp | 180.65%-165.7pp | 220.34%-205.4pp |
| Employer contribution / active EE | $8,162 | $3,939+107.2% | $3,689+121.3% | $4,156+96.4% |
| Participant deferral / active EE | $3,354 | $5,500-39.0% | $5,072-33.9% | $6,407-47.7% |
| Admin fee / account holder | $10,856 | $9,721+11.7% | $8,859+22.5% | $12,270-11.5% |