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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $516,953 | $102,385+404.9% | $147,080+251.5% | $80,935+538.7% |
| Participation rate | 93.9% | 75.9%+18.1pp | 82.2%+11.8pp | 67.7%+26.3pp |
| Annual return | 16.92% | 135.09%-118.2pp | 420.17%-403.2pp | 35.66%-18.7pp |
| Employer contribution / active EE | $17,570 | $3,717+372.7% | $4,933+256.1% | $2,757+537.3% |
| Participant deferral / active EE | $15,328 | $6,651+130.5% | $8,066+90.0% | $4,299+256.5% |
| Admin fee / account holder | $9,934 | $7,951+24.9% | $12,989-23.5% | $6,924+43.5% |