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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,965 | $100,194-4.2% | $122,979-22.0% | $86,983+10.3% |
| Participation rate | 67.4% | 73.0%-5.5pp | 77.2%-9.7pp | 69.5%-2.1pp |
| Annual return | 16.93% | 16.47%+0.5pp | 20.12%-3.2pp | 25.83%-8.9pp |
| Employer contribution / active EE | $2,108 | $2,326-9.4% | $3,062-31.2% | $2,584-18.4% |
| Participant deferral / active EE | $5,117 | $4,133+23.8% | $5,003+2.3% | $4,194+22.0% |
| Admin fee / account holder | $1,217 | $10,148-88.0% | $12,864-90.5% | $7,856-84.5% |