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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,434 | $155,555-68.2% | $146,866-66.3% | $155,188-68.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 20.21% | 115.41%-95.2pp | 102.85%-82.6pp | 148.84%-128.6pp |
| Employer contribution / active EE | $3,114 | $4,647-33.0% | $4,425-29.6% | $4,248-26.7% |
| Participant deferral / active EE | $6,526 | $8,044-18.9% | $7,759-15.9% | $6,531-0.1% |
| Admin fee / account holder | $5,703 | $14,755-61.3% | $13,620-58.1% | $14,480-60.6% |