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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,615 | $110,410-37.9% | $102,437-33.0% | $145,897-53.0% |
| Participation rate | 60.0% | 77.9%-17.9pp | 74.5%-14.5pp | 80.3%-20.3pp |
| Annual return | 13.08% | 24.85%-11.8pp | 24.95%-11.9pp | 552.29%-539.2pp |
| Employer contribution / active EE | $2,970 | $4,217-29.6% | $3,871-23.3% | $4,663-36.3% |
| Participant deferral / active EE | $2,970 | $5,622-47.2% | $5,060-41.3% | $6,689-55.6% |
| Admin fee / account holder | $865 | $9,745-91.1% | $8,388-89.7% | $13,390-93.5% |