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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,615 | $111,814-38.6% | $103,374-33.6% | $145,959-53.0% |
| Participation rate | 60.0% | 77.9%-17.9pp | 74.5%-14.5pp | 80.3%-20.3pp |
| Annual return | 13.08% | 24.77%-11.7pp | 24.89%-11.8pp | 561.95%-548.9pp |
| Employer contribution / active EE | $2,970 | $4,214-29.5% | $3,869-23.2% | $4,661-36.3% |
| Participant deferral / active EE | $2,970 | $5,618-47.1% | $5,058-41.3% | $6,689-55.6% |
| Admin fee / account holder | $865 | $9,754-91.1% | $8,394-89.7% | $13,398-93.5% |