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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,390 | $88,754-82.7% | $81,820-81.2% | $145,877-89.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 6.49% | 1031.77%-1025.3pp | 777.93%-771.4pp | 551.28%-544.8pp |
| Employer contribution / active EE | $5,103 | $3,085+65.4% | $2,915+75.0% | $4,663+9.4% |
| Participant deferral / active EE | $2,968 | $4,648-36.1% | $4,323-31.3% | $6,691-55.6% |
| Admin fee / account holder | $1,700 | $8,424-79.8% | $7,391-77.0% | $13,402-87.3% |