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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $452,196 | $161,352+180.3% | $134,172+237.0% | $137,256+229.5% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.5%+27.5pp | 80.0%+20.0pp |
| Annual return | 11.68% | 28.72%-17.0pp | 25.30%-13.6pp | 220.34%-208.7pp |
| Employer contribution / active EE | $6,250 | $4,099+52.5% | $3,420+82.8% | $4,156+50.4% |
| Participant deferral / active EE | $8,994 | $5,552+62.0% | $4,690+91.8% | $6,407+40.4% |
| Admin fee / account holder | $1,048 | $15,028-93.0% | $12,016-91.3% | $12,270-91.5% |