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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,044 | $161,352+100.8% | $134,172+141.5% | $137,256+136.1% |
| Participation rate | 75.0% | 78.3%-3.3pp | 72.5%+2.5pp | 80.0%-5.0pp |
| Annual return | 12.36% | 28.72%-16.4pp | 25.30%-12.9pp | 220.34%-208.0pp |
| Employer contribution / active EE | $4,524 | $4,099+10.4% | $3,420+32.3% | $4,156+8.9% |
| Participant deferral / active EE | $4,524 | $5,552-18.5% | $4,690-3.5% | $6,407-29.4% |
| Admin fee / account holder | $230,915 | $15,028+1436.6% | $12,016+1821.7% | $12,270+1781.9% |