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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,044 | $177,156+82.9% | $147,027+120.4% | $154,746+109.4% |
| Participation rate | 75.0% | 79.4%-4.4pp | 73.7%+1.3pp | 80.7%-5.7pp |
| Annual return | 12.36% | 21.94%-9.6pp | 20.23%-7.9pp | 172.34%-160.0pp |
| Employer contribution / active EE | $4,524 | $4,336+4.3% | $3,626+24.8% | $4,379+3.3% |
| Participant deferral / active EE | $4,524 | $5,797-22.0% | $4,933-8.3% | $6,730-32.8% |
| Admin fee / account holder | $230,915 | $14,904+1449.4% | $12,223+1789.3% | $14,365+1507.5% |