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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,120 | $117,895+85.9% | $102,460+113.9% | $145,897+50.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 11.27% | 31.92%-20.7pp | 29.47%-18.2pp | 552.29%-541.0pp |
| Employer contribution / active EE | $2,917 | $3,619-19.4% | $3,025-3.6% | $4,663-37.4% |
| Participant deferral / active EE | $13,774 | $5,736+140.1% | $5,056+172.4% | $6,689+105.9% |
| Admin fee / account holder | $2,722 | $13,353-79.6% | $9,460-71.2% | $13,390-79.7% |