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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,931 | $71,208-15.8% | $93,681-36.0% | $80,911-25.9% |
| Participation rate | 100.0% | 60.4%+39.6pp | 68.7%+31.3pp | 67.6%+32.4pp |
| Annual return | 9.64% | 11.27%-1.6pp | 133.47%-123.8pp | 35.63%-26.0pp |
| Employer contribution / active EE | $3,448 | $1,564+120.4% | $2,422+42.4% | $2,756+25.1% |
| Participant deferral / active EE | $157 | $4,035-96.1% | $4,415-96.4% | $4,297-96.3% |
| Admin fee / account holder | $1,413 | $6,951-79.7% | $8,290-83.0% | $6,935-79.6% |