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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,778 | $88,815+163.2% | $81,882+185.5% | $145,897+60.2% |
| Participation rate | 71.4% | 75.1%-3.6pp | 72.4%-1.0pp | 80.3%-8.9pp |
| Annual return | 16.43% | 1033.75%-1017.3pp | 779.47%-763.0pp | 552.29%-535.9pp |
| Employer contribution / active EE | $3,962 | $3,086+28.4% | $2,916+35.9% | $4,663-15.0% |
| Participant deferral / active EE | $3,030 | $4,647-34.8% | $4,323-29.9% | $6,689-54.7% |
| Admin fee / account holder | $89,924 | $8,434+966.2% | $7,360+1121.9% | $13,390+571.6% |