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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,778 | $88,754+163.4% | $81,820+185.7% | $145,877+60.3% |
| Participation rate | 71.4% | 75.1%-3.6pp | 72.4%-1.0pp | 80.3%-8.9pp |
| Annual return | 16.43% | 1031.77%-1015.3pp | 777.93%-761.5pp | 551.28%-534.9pp |
| Employer contribution / active EE | $3,962 | $3,085+28.4% | $2,915+35.9% | $4,663-15.0% |
| Participant deferral / active EE | $3,030 | $4,648-34.8% | $4,323-29.9% | $6,691-54.7% |
| Admin fee / account holder | $89,924 | $8,424+967.5% | $7,391+1116.7% | $13,402+571.0% |