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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,429 | $67,823+30.4% | $52,425+68.7% | $137,256-35.6% |
| Participation rate | 37.5% | 63.9%-26.4pp | 55.6%-18.1pp | 80.0%-42.5pp |
| Annual return | 8.32% | 219.11%-210.8pp | 302.12%-293.8pp | 220.34%-212.0pp |
| Employer contribution / active EE | $2,011 | $1,163+73.0% | $914+120.0% | $4,156-51.6% |
| Participant deferral / active EE | $0 | $2,288-100.0% | $1,790-100.0% | $6,407-100.0% |
| Admin fee / account holder | $455 | $2,844-84.0% | $2,495-81.8% | $12,270-96.3% |