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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,370 | $114,119+108.9% | $107,187+122.4% | $138,895+71.6% |
| Participation rate | 92.9% | 78.1%+14.8pp | 75.0%+17.8pp | 79.9%+12.9pp |
| Annual return | 7.99% | 273.21%-265.2pp | 204.55%-196.6pp | 145.39%-137.4pp |
| Employer contribution / active EE | $5,304 | $4,059+30.7% | $3,782+40.2% | $4,194+26.5% |
| Participant deferral / active EE | $10,040 | $5,538+81.3% | $5,096+97.0% | $6,396+57.0% |
| Admin fee / account holder | $23,245 | $10,024+131.9% | $9,162+153.7% | $12,562+85.0% |