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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPLED ADVISORS, INC.1+ years Service code 15 · EIN 59-3782727 | Recordkeeping | $14,792 |
ADP BROKER-DEALER1+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $3,417 |
ADP BROKER-DEALER1+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,533 | $26,805+28.8% | $59,496-42.0% | $52,331-34.0% |
| Participation rate | 82.4% | 39.3%+43.1pp | 54.6%+27.9pp | 68.1%+14.3pp |
| Annual return | -0.26% | 2.61%-2.9pp | 182.05%-182.3pp | 4.54%-4.8pp |
| Employer contribution / active EE | $1,097 | $450+143.8% | $1,153-4.9% | $1,882-41.7% |
| Participant deferral / active EE | $2,390 | $916+160.7% | $1,829+30.6% | $3,022-20.9% |
| Admin fee / account holder | $149 | $305-51.0% | $2,232-93.3% | $592-74.8% |