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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,360 | $106,524+136.9% | $152,301+65.7% | $87,485+188.5% |
| Participation rate | 91.7% | 75.8%+15.9pp | 82.4%+9.2pp | 68.9%+22.7pp |
| Annual return | 14.86% | 26.89%-12.0pp | 80.50%-65.6pp | 26.06%-11.2pp |
| Employer contribution / active EE | $4,345 | $3,371+28.9% | $4,624-6.0% | $2,596+67.4% |
| Participant deferral / active EE | $7,936 | $6,525+21.6% | $8,004-0.8% | $4,274+85.7% |
| Admin fee / account holder | $15,084 | $8,287+82.0% | $14,398+4.8% | $7,775+94.0% |