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| Provider | Service type | Compensation |
|---|---|---|
MONARCH PLAN ADVISORS1 year Filed as: MONARCH WEALTH MANAGEMENT Service code 20 338 HARRIS HILL RD., SUITE 108 · WILLIAMSVILLE, NY 14209 | Trustee (individual) | $41,927 |
EMPLOYEE FIDUCIARY, LLC2 years Service code 15 250 STATE STREET · MOBILE, AL 36603 | Recordkeeping | $14,844 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,729 | $68,398+42.9% | $94,664+3.2% | $75,173+30.0% |
| Participation rate | 97.8% | 76.1%+21.7pp | 80.8%+17.0pp | 67.2%+30.6pp |
| Annual return | 19.88% | 616.72%-596.8pp | 156.84%-137.0pp | 160.72%-140.8pp |
| Employer contribution / active EE | $4,704 | $2,701+74.2% | $3,673+28.1% | $2,671+76.1% |
| Participant deferral / active EE | $10,950 | $6,537+67.5% | $7,417+47.6% | $4,126+165.4% |
| Admin fee / account holder | $440 | $5,324-91.7% | $7,222-93.9% | $5,651-92.2% |