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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,431 | $67,894+184.9% | $89,340+116.5% | $82,448+134.6% |
| Participation rate | 64.5% | 64.0%+0.5pp | 69.6%-5.1pp | 68.1%-3.6pp |
| Annual return | 20.22% | 19.21%+1.0pp | 20.57%-0.4pp | 41.64%-21.4pp |
| Employer contribution / active EE | $925 | $1,828-49.4% | $2,231-58.5% | $2,551-63.7% |
| Participant deferral / active EE | $5,398 | $3,072+75.7% | $3,823+41.2% | $4,139+30.4% |
| Admin fee / account holder | $46,488 | $5,723+712.3% | $6,704+593.5% | $7,234+542.6% |