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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,217 | $102,422-0.2% | $147,117-30.5% | $80,959+26.3% |
| Participation rate | 62.8% | 75.9%-13.1pp | 82.2%-19.4pp | 67.7%-4.9pp |
| Annual return | 19.80% | 135.16%-115.4pp | 420.54%-400.7pp | 35.67%-15.9pp |
| Employer contribution / active EE | $978 | $3,717-73.7% | $4,932-80.2% | $2,757-64.5% |
| Participant deferral / active EE | $4,145 | $6,652-37.7% | $8,065-48.6% | $4,300-3.6% |
| Admin fee / account holder | $5,837 | $7,953-26.6% | $12,993-55.1% | $6,925-15.7% |