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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,828 | $159,934+9.3% | $147,005+18.9% | $145,959+19.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 20.47% | 98.24%-77.8pp | 418.76%-398.3pp | 561.95%-541.5pp |
| Employer contribution / active EE | $4,211 | $5,287-20.3% | $4,934-14.7% | $4,661-9.6% |
| Participant deferral / active EE | $8,775 | $8,427+4.1% | $8,070+8.7% | $6,689+31.2% |
| Admin fee / account holder | $3,911 | $15,053-74.0% | $13,006-69.9% | $13,398-70.8% |