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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,113 | $76,407+0.9% | $150,298-48.7% | $82,448-6.5% |
| Participation rate | 88.5% | 66.4%+22.1pp | 77.8%+10.7pp | 68.1%+20.4pp |
| Annual return | 14.24% | 39.99%-25.8pp | 62.79%-48.5pp | 41.64%-27.4pp |
| Employer contribution / active EE | $3,300 | $2,614+26.3% | $4,154-20.6% | $2,551+29.4% |
| Participant deferral / active EE | $6,283 | $3,214+95.5% | $5,453+15.2% | $4,139+51.8% |
| Admin fee / account holder | $21,876 | $6,352+244.4% | $14,116+55.0% | $7,234+202.4% |