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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,486 | $174,379+77.5% | $152,093+103.5% | $138,895+122.8% |
| Participation rate | 76.9% | 81.6%-4.7pp | 77.8%-0.8pp | 79.9%-3.0pp |
| Annual return | 14.49% | 74.86%-60.4pp | 66.36%-51.9pp | 145.39%-130.9pp |
| Employer contribution / active EE | $2,103 | $4,652-54.8% | $4,175-49.6% | $4,194-49.9% |
| Participant deferral / active EE | $7,881 | $6,159+28.0% | $5,451+44.6% | $6,396+23.2% |
| Admin fee / account holder | $723 | $16,880-95.7% | $14,497-95.0% | $12,562-94.2% |