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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,552 | $172,111+43.3% | $150,298+64.0% | $137,256+79.6% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 14.37% | 69.37%-55.0pp | 62.79%-48.4pp | 220.34%-206.0pp |
| Employer contribution / active EE | $7,426 | $4,636+60.2% | $4,154+78.8% | $4,156+78.7% |
| Participant deferral / active EE | $7,591 | $6,166+23.1% | $5,453+39.2% | $6,407+18.5% |
| Admin fee / account holder | $7,377 | $16,471-55.2% | $14,116-47.7% | $12,270-39.9% |