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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,710 | $71,208+0.7% | $93,681-23.5% | $80,911-11.4% |
| Participation rate | 98.2% | 60.4%+37.8pp | 68.7%+29.5pp | 67.6%+30.6pp |
| Annual return | 7.97% | 11.27%-3.3pp | 133.47%-125.5pp | 35.63%-27.7pp |
| Employer contribution / active EE | $863 | $1,564-44.8% | $2,422-64.4% | $2,756-68.7% |
| Participant deferral / active EE | $3,863 | $4,035-4.3% | $4,415-12.5% | $4,297-10.1% |
| Admin fee / account holder | $20,393 | $6,951+193.4% | $8,290+146.0% | $6,935+194.1% |