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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,710 | $71,215+0.7% | $93,696-23.5% | $80,935-11.4% |
| Participation rate | 98.2% | 60.4%+37.8pp | 68.7%+29.5pp | 67.7%+30.6pp |
| Annual return | 7.97% | 11.27%-3.3pp | 133.74%-125.8pp | 35.66%-27.7pp |
| Employer contribution / active EE | $863 | $1,565-44.8% | $2,422-64.4% | $2,757-68.7% |
| Participant deferral / active EE | $3,863 | $4,037-4.3% | $4,417-12.5% | $4,299-10.2% |
| Admin fee / account holder | $20,393 | $6,958+193.1% | $8,287+146.1% | $6,924+194.5% |