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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,223 | $114,119-16.6% | $107,187-11.2% | $138,895-31.4% |
| Participation rate | 75.0% | 78.1%-3.1pp | 75.0%0pp | 79.9%-4.9pp |
| Annual return | 14.60% | 273.21%-258.6pp | 204.55%-189.9pp | 145.39%-130.8pp |
| Employer contribution / active EE | $2,794 | $4,059-31.2% | $3,782-26.1% | $4,194-33.4% |
| Participant deferral / active EE | $3,430 | $5,538-38.1% | $5,096-32.7% | $6,396-46.4% |
| Admin fee / account holder | $1,053 | $10,024-89.5% | $9,162-88.5% | $12,562-91.6% |