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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,858 | $123,155-50.6% | $108,753-44.0% | $155,188-60.8% |
| Participation rate | 83.3% | 75.6%+7.7pp | 71.1%+12.2pp | 80.8%+2.5pp |
| Annual return | 10.69% | 44.73%-34.0pp | 37.47%-26.8pp | 148.84%-138.1pp |
| Employer contribution / active EE | $1,074 | $2,811-61.8% | $2,427-55.8% | $4,248-74.7% |
| Participant deferral / active EE | $1,644 | $4,623-64.4% | $4,115-60.0% | $6,531-74.8% |
| Admin fee / account holder | $2,721 | $12,126-77.6% | $10,320-73.6% | $14,480-81.2% |