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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,673 | $106,749+26.2% | $145,433-7.4% | $82,448+63.3% |
| Participation rate | 75.8% | 75.6%+0.1pp | 82.1%-6.4pp | 68.1%+7.7pp |
| Annual return | 12.86% | 27.59%-14.7pp | 66.58%-53.7pp | 41.64%-28.8pp |
| Employer contribution / active EE | $3,253 | $3,444-5.5% | $4,554-28.6% | $2,551+27.5% |
| Participant deferral / active EE | $9,872 | $6,519+51.4% | $7,897+25.0% | $4,139+138.5% |
| Admin fee / account holder | $18,409 | $8,390+119.4% | $13,129+40.2% | $7,234+154.5% |