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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,149 | $114,119+181.4% | $107,187+199.6% | $138,895+131.2% |
| Participation rate | 88.9% | 78.1%+10.8pp | 75.0%+13.9pp | 79.9%+9.0pp |
| Annual return | 14.15% | 273.21%-259.1pp | 204.55%-190.4pp | 145.39%-131.2pp |
| Employer contribution / active EE | $14,638 | $4,059+260.6% | $3,782+287.0% | $4,194+249.0% |
| Participant deferral / active EE | $13,012 | $5,538+135.0% | $5,096+155.3% | $6,396+103.4% |
| Admin fee / account holder | $20,014 | $10,024+99.7% | $9,162+118.4% | $12,562+59.3% |