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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,317 | $65,246+90.5% | $98,716+25.9% | $67,986+82.9% |
| Participation rate | 22.8% | 51.4%-28.6pp | 69.3%-46.5pp | 57.2%-34.4pp |
| Annual return | 12.27% | 20.58%-8.3pp | 31.81%-19.5pp | 31.67%-19.4pp |
| Employer contribution / active EE | $691 | $1,042-33.7% | $2,279-69.7% | $2,019-65.8% |
| Participant deferral / active EE | $1,206 | $2,594-53.5% | $4,048-70.2% | $3,358-64.1% |
| Admin fee / account holder | $42 | $4,561-99.1% | $8,703-99.5% | $3,203-98.7% |