Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,898 | $161,352-53.6% | $134,172-44.2% | $137,256-45.4% |
| Participation rate | 52.9% | 78.3%-25.3pp | 72.5%-19.5pp | 80.0%-27.0pp |
| Annual return | 13.84% | 28.72%-14.9pp | 25.30%-11.5pp | 220.34%-206.5pp |
| Employer contribution / active EE | $1,253 | $4,099-69.4% | $3,420-63.4% | $4,156-69.8% |
| Participant deferral / active EE | $1,725 | $5,552-68.9% | $4,690-63.2% | $6,407-73.1% |
| Admin fee / account holder | $798 | $15,028-94.7% | $12,016-93.4% | $12,270-93.5% |