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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,893 | $87,166+52.5% | $76,735+73.2% | $137,256-3.2% |
| Participation rate | 81.3% | 74.4%+6.9pp | 69.5%+11.8pp | 80.0%+1.3pp |
| Annual return | 6.29% | 26.50%-20.2pp | 29.77%-23.5pp | 220.34%-214.1pp |
| Employer contribution / active EE | $0 | $2,904-100.0% | $2,454-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $3,214 | $4,726-32.0% | $4,088-21.4% | $6,407-49.8% |
| Admin fee / account holder | $75,083 | $8,403+793.5% | $7,189+944.4% | $12,270+511.9% |