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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,448 | $154,228-54.3% | $145,433-51.6% | $137,256-48.7% |
| Participation rate | 58.8% | 83.8%-25.0pp | 82.1%-23.3pp | 80.0%-21.1pp |
| Annual return | 29.35% | 74.59%-45.2pp | 66.58%-37.2pp | 220.34%-191.0pp |
| Employer contribution / active EE | $2,332 | $4,804-51.5% | $4,554-48.8% | $4,156-43.9% |
| Participant deferral / active EE | $5,605 | $8,216-31.8% | $7,897-29.0% | $6,407-12.5% |
| Admin fee / account holder | $494 | $14,344-96.6% | $13,129-96.2% | $12,270-96.0% |