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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,260 | $184,014-28.7% | $161,149-18.5% | $138,895-5.5% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 23.20% | 21.52%+1.7pp | 21.16%+2.0pp | 145.39%-122.2pp |
| Employer contribution / active EE | $3,581 | $5,055-29.2% | $4,360-17.9% | $4,194-14.6% |
| Participant deferral / active EE | $9,928 | $6,909+43.7% | $6,153+61.4% | $6,396+55.2% |
| Admin fee / account holder | $2,116 | $18,027-88.3% | $15,194-86.1% | $12,562-83.2% |