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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,260 | $213,785-38.6% | $185,441-29.2% | $155,188-15.4% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 23.20% | 19.97%+3.2pp | 20.16%+3.0pp | 148.84%-125.6pp |
| Employer contribution / active EE | $3,581 | $5,393-33.6% | $4,672-23.4% | $4,248-15.7% |
| Participant deferral / active EE | $9,928 | $6,864+44.6% | $6,152+61.4% | $6,531+52.0% |
| Admin fee / account holder | $2,116 | $21,134-90.0% | $17,890-88.2% | $14,480-85.4% |