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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,232 | $78,694+85.8% | $67,653+116.2% | $125,388+16.6% |
| Participation rate | 66.7% | 78.8%-12.1pp | 75.7%-9.0pp | 83.2%-16.5pp |
| Annual return | -0.30% | 9.46%-9.8pp | 6625.22%-6625.5pp | 282.24%-282.5pp |
| Employer contribution / active EE | $1,214 | $3,044-60.1% | $2,266-46.4% | $4,866-75.1% |
| Participant deferral / active EE | $3,886 | $4,292-9.5% | $3,560+9.2% | $5,352-27.4% |
| Admin fee / account holder | $5,443 | $7,403-26.5% | $4,821+12.9% | $9,541-43.0% |