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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,738 | $102,382+172.3% | $147,005+89.6% | $80,874+244.7% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 14.41% | 134.89%-120.5pp | 418.76%-404.4pp | 35.62%-21.2pp |
| Employer contribution / active EE | $4,651 | $3,715+25.2% | $4,934-5.7% | $2,756+68.8% |
| Participant deferral / active EE | $13,630 | $6,646+105.1% | $8,070+68.9% | $4,297+217.2% |
| Admin fee / account holder | $19,307 | $7,942+143.1% | $13,006+48.4% | $6,935+178.4% |