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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,738 | $102,422+172.1% | $147,117+89.5% | $80,959+244.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 14.41% | 135.16%-120.7pp | 420.54%-406.1pp | 35.67%-21.3pp |
| Employer contribution / active EE | $4,651 | $3,717+25.1% | $4,932-5.7% | $2,757+68.7% |
| Participant deferral / active EE | $13,630 | $6,652+104.9% | $8,065+69.0% | $4,300+217.0% |
| Admin fee / account holder | $19,307 | $7,953+142.7% | $12,993+48.6% | $6,925+178.8% |