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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,958 | $68,878+19.0% | $120,574-32.0% | $80,935+1.3% |
| Participation rate | 93.8% | 61.7%+32.1pp | 71.9%+21.8pp | 67.7%+26.1pp |
| Annual return | 14.35% | 23.67%-9.3pp | 107.42%-93.1pp | 35.66%-21.3pp |
| Employer contribution / active EE | $3,785 | $2,065+83.3% | $3,471+9.1% | $2,757+37.3% |
| Participant deferral / active EE | $6,893 | $3,189+116.2% | $4,996+38.0% | $4,299+60.3% |
| Admin fee / account holder | $5,077 | $5,782-12.2% | $9,445-46.2% | $6,924-26.7% |